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qinbafrank

AI/Crypto/TMT Investor, Global Liquidity & Macro, Cycle-Based Investing

23 Sep, 02:15Latest

Circle is building a network-effect moat by tying the biggest exchanges and payment players to USDC, to compete as the default settlement asset in trading and payments. Its deeper Binance deal is now its only exchange tie combining equity, incentive fees and wallet integration, second only to Coinbase. Coinbase, Binance and Hyperliquid hold where money sits; Intuit, JCB, Nium and Tazapay move it; CPN and Arc aim to settle it. Dominance isn't secured yet, and rivals are expanding too. x.com x.com

CRCL

8 Aug, 10:26

Circle has a margin of safety because it is the only stock combining three proven narratives, stablecoins, RWA and agent payments, and USDC, already over $70B, is still growing toward at least $100B. Sharing reserve income with partners is the price of market share. The moat is still being fought for, and each new entrant brings another round of FUD, so until USDC proves dominance in compliant stablecoins Circle is a swing trade, worth buying after deep selloffs and selling after big rallies. x.com x.com x.com

CRCL

Andy

Co-Founder of The Rollup & The Rollup Ventures

21 Oct

CRCL

Circle's USDC has a temporary EU go-to-market moat. The European Banking Authority gave USDC alone 'significant' stablecoin status among 45 e-money tokens under MiCA, adding a regulatory advantage to Circle's case as a sleeping giant. x.com x.com

Philip

Founder & CEO of Intrinsiqq, Value & Growth Investor

3 Oct

CRCL

Circle is the crypto infrastructure play with real adoption, as the company behind the USDC stablecoin. x.com

Sam Badawi

Stock Analyst, Creator of Origins of Alpha & Quarterly Conviction

25 Sep

CRCL

Circle faces a senior management transition without a clear replacement after its CFO resigned abruptly, a risk not worth ignoring. Capital is better kept in the highest-conviction areas, semiconductors and AI infrastructure, though the medium-term view on bitcoin stays bullish and this call could prove wrong. x.com

Ted Zhang

Portfolio Manager of Turbotection at Revere Asset Management

24 Sep

CRCL

Circle looks set to turn back into an uptrend from a massive weekly base, with insider selling pressure likely exhausted. Nearly two years after the IPO, insiders and VCs who wanted to sell are probably gone, and the crypto theme is hot. x.com

Matthew Tuttle

CEO & CIO of Tuttle Capital Management, Publisher of Daily H.E.A.T.

13 May

CRCL

Circle is becoming monetary infrastructure rather than a fintech now that USDC will own its own settlement layer, Arc, which is the structural reason the stablecoin re-rating trade still has legs. Analysts have been raising Circle price targets since the Arc reveal, per CNBC. x.com

Matthew Sigel

Head of Digital Assets Research at VanEck, Portfolio Manager of NODE ETF

30 Jun

CRCL

Circle faces pricing pressure because stablecoin infrastructure has low barriers to entry, which is why it stays an underweight with only small exposure. The risk showed when Circle fell 13% as Stripe, Coinbase and BlackRock backed a rival stablecoin, Open USD. x.com x.com

Serenity

AI & Semiconductor Supply-Chain Researcher, Trader

4 Apr

CRCL

Circle stands to benefit because stablecoins strip out the fees that eat into digital payments. Of 8,605 X subscriptions at $1.00, only $1,595 was paid out, with 30% App Store fees, Stripe card fees and opaque FX rounding (X charges 2 CAD for a $1 price) disappearing along the way. Stablecoins are the future, and banks are already trying to control them through Clarity Act lobbying. Issuers like Circle are preferred over individual networks like Ethereum, since USDC is blockchain-agnostic. x.com … Show more

ElonTrades

Founder of Signal Labs, Crypto/Equity Research & Capital Flows

8 Apr

CRCL

USDC circulation will grow whether or not stablecoin yield wins, because institutions need it for settlement. A post the author replies to argues banks fight stablecoin yield because deposits would leave, and bets yield wins and USDC circulation doubles within 18 months. x.com

Xaif Crypto

Senior Crypto Analyst, Altcoins & XRP Research

1 Jul

CRCL

Circle faces real stablecoin competition as Open Standard launched its own stablecoin, Open USD, straight into USDC's lane. Circle stock fell 16.55% in 24 hours to $62, adding to last week's exit from five Russell Growth indexes. x.com

Prof

Macro & Equity Commentary, Risk & Market Psychology

22 May

CRCL

Circle looks coiled for expansion toward $170+ above $130 after eight months of sideways consolidation, backed by strong fundamentals. It has beaten EPS estimates four quarters in a row, with Q1 2026 revenue up 20% and EPS 40% above estimates. USDC circulation is $77 billion, up 28%, and it processed $21.5 trillion of onchain volume in Q1, up 263%. With a conditionally approved national trust bank charter and the GENIUS Act now law, it is the most compliant, regulation-ready stablecoin issuer. … Show more

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