Pics is a bargain on its low earnings and growth-adjusted valuation. After a 36% drop, it looks cheaper than ever, with a P/E of 4 and PEG of 0.08. x.com 

MercadoLibre's commerce and fintech revenue growth underpins the view that its shares are undervalued at current prices. The attached chart shows quarterly commerce services revenue reaching $4.3 billion and fintech revenue $4.4 billion in June 2026, up from $769 million and $467 million in March 2021. x.com 

Brazilian domestic-market companies such as Nu, XP, Itaú, Bradesco, PagSeguro, CSN and Inter stand to benefit from a falling exchange rate, so positioning belongs in the domestic market. The exporters Petrobras and Vale are the ones falling today, which fits that call. The view was laid out in an iProfesional article on which CEDEARs could take off depending on whether Lula or Flávio Bolsonaro wins Brazil's elections. x.com 

Nu Holdings still trades at just 13x 2027 earnings despite its recent jump, a low price for a bank that dominates every market it enters. It just became the largest digital bank in Mexico and is coming to the US next year. x.com 

Banco Santander Brasil offers exposure to a stronger Brazilian currency, with a dividend yield above 7% and consensus estimates of sharply accelerating EPS. Its post-election pullback does not make sense. x.com 

Nu Holdings' growth under Lula makes today's selloff look absurd. On a TTM basis since Q1 2023, revenue rose 270% and net income went from a $180 million loss to $3.61 billion, or $0.74 EPS; having done so well during his term, it should be fine going forward. x.com  x.com  x.com 

Brazil could be the Q4 macro story after Flávio Bolsonaro won the election's first round and, with most eliminated votes leaning right, became the runoff favorite against Lula. Brazil-linked stocks were priced for disaster on US yields, election risk and rate fears. Nu is the quality blue chip, while Inter & Co and PicPay have far more room to grow and are much cheaper; StoneCo, PagSeguro, dLocal and MercadoLibre are also candidates. x.com  x.com  x.com 

Excellent management makes dLocal, MercadoLibre and Nu Holdings three great companies to pick up at a discount after the Lula-election selloff. Their Brazil exposure sent them down 9%, 9% and 22% on claims that the investment climate had worsened, a claim worth questioning. x.com 

Nu Holdings' loan book is performing even though Brazil's credit cycle is bad; the damage shows up at peers instead. @ThainRos notes the weak cycle is partly why Nu trades at 14x next-twelve-month earnings despite earnings growing around 40%. x.com 

PICS, Inter & Co and PDD look crazily cheap, trading at roughly 5x forward earnings net of cash, while being well-known local brands. They stand out on @ReturnsJourney's screen of price per active user, which flags several interesting cheap companies. x.com