RB Global is the better stock to own than Copart because Copart is losing market share to RB Global. x.com 

EverQuote is an insurance lead-generation middleman in a cyclical business during unpredictable times, with a potential threat if LLMs like GPT start connecting people directly to the best quotes. The financials are better than expected: strong revenue growth, gross profit outpacing operating expenses and booming free cash flow, though growth slowed. Technically, support sits near $14 and resistance near $25. Despite the good financials, the long-term idea does not appeal. x.com 

Copart is a Strong Buy at 52-week lows, with Jay Adair's return and the planned ACV acquisition giving reasons to watch for a recovery. Its online auctions sit on a hard-to-replicate network of vehicle yards, a junkyard tollbooth hiding in plain sight, and the stock trades at about 17.6x earnings versus a historical 26.9x. Growth has slowed; the thesis depends on volume recovering and ACV expanding the opportunity. x.com  x.com 

Progressive's durable AI-era edges would be proprietary data for pricing risk and underwriting discipline, since AI also brings real risks to insurers. Autonomous vehicles could cut accidents and policy prices; widely available AI could intensify competition and, at pricing-accuracy parity, spark a race to the bottom. More accurate pricing shrinks premiums and float, cutting investment income, and agentic shopping eases price comparison. Progressive trades at about 10x GAAP net income. x.com 

LKQ is the real loser from driver-assistance and autonomous driving. As a buyer of salvage vehicles, it will service fewer volumes, whereas Copart earns a take rate on the rising dollar value of total vehicle losses. LKQ's European expansion has disappointed, and the stock is now priced for no terminal growth, which could prove right. x.com 

Copart benefits from driver-assistance and autonomous vehicles because it charges a take rate on the rising dollar value of total vehicle losses. LKQ is the real loser, as a buyer servicing fewer volumes whose European expansion disappointed, and it is now priced for no terminal growth, which could be right. x.com 

AI agents pushing more drivers to shop their auto insurance favor Progressive and hurt Allstate, so the two should not trade as one consumer-inertia package. Per JD Power/TransUnion, 12.6% of drivers shopped in Q2 and 4.5% switched; the roughly 87% who never shop fund a loyalty tax of renewals priced above new-customer rates. JD Power found shoppers using AI tools over 1.3x likelier to switch. Progressive's direct book, built for price shoppers, grew 14% to 16.0M policies in 2025. x.com 

Lemonade is one of the best buys in the market because its AI model lets it scale customers, products and revenue without scaling headcount. In-force premium grew 32% YoY, its tenth straight quarter of acceleration, and doubled over three years as headcount fell; revenue tripled while gross profit grew 10x. Up to 50% discounts for miles driven on Tesla FSD show an edge traditional insurers can't copy. It should be EBITDA profitable in Q4 2026, yet the stock fell 50% in four months. x.com  x.com 

Copart may be an opportunity because its problems look short-term while its fundamentals stay incredibly clean: zero debt, a large cash pile and a cheap valuation. It takes a fee on every online auction of totaled cars insurers send it, without owning them, a cash machine with historically high margins. Since mid-2025, weak winter earnings, lower volumes as safer cars and pricey insurance lead drivers to pay for small accidents themselves, and a dip from its 42% operating margin hurt the stock. … Show more

Aptiv's spinoff of its low-margin wiring business left a higher-margin connectors, sensors and ADAS company the market has not repriced. At $61.88 it trades at about 10.5x the $5.90 midpoint of 2026 EPS guidance, versus 12-15x for auto suppliers and 18-25x for auto tech, with EBITDA margin guided up to 18.6%. Q1 bookings of $4.6B included about $900M non-auto, an early sign of robotics optionality. Risks: Q1 margin compression and negative free cash flow. Base case $85-90. x.com