SoFi's conservative 2027 guide leaves room to beat expectations, barring a macro shock. Its $6.4B revenue target is 4.2% above consensus and $0.90 EPS target is $0.08 ahead; Q3 revenue grew 44.5% and net margin widened 280 basis points year over year. Cross-selling is gaining traction, management says no capital raise is needed through 2027, and CEO Anthony Noto says he is as confident in durable growth at high rates as at low rates. x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com 

SoFi's Q3 growth and raised outlook deepen the gap between its business and pressured shares. Adjusted revenue rose 44% to $1.4B, EBITDA 70% to $470M and members 35% to 17.1M; 2026 guidance rose to $5.04B, with a new 2027 outlook of $6.4B and $0.90 EPS. By far one of the strongest reports amid poor sentiment, this makes SoFi one of the best long-term opportunities. SoFi says eight businesses each generate over $100M annualized and targets 100M products by 2030. x.com  x.com  x.com  x.com 

Robinhood's higher revenue and EPS make it clearly stronger than SoFi on these earnings. SoFi's post-earnings rally is unlikely to hold; its shares are headed for single digits. x.com  x.com 

SoFi's stronger revenue and earnings growth makes it worth staying with for at least another quarter. Per amitisinvesting, Q3 revenue rose 44% and adjusted EPS 64%, with 2027 revenue and EPS guidance above estimates. It still needs to show it can sustain the trajectory. x.com  x.com  x.com 

SoFi's cross-selling is turning growth into faster profits, making its valuation more compelling than Robinhood's despite higher margins there. Q3 revenue rose 44% and adjusted EBITDA 70%; fee-based revenue reached 42% of sales. Management guides to $6.4B revenue and $2.24B adjusted EBITDA in 2027 without needing new capital for that plan, though future dilution is possible. Robinhood's 12.4x analyst-estimated 2027 sales is nearly four times SoFi's 3.3x on management guidance. SoFi must deliver. … Show more

Netflix's competition and valuation leave its risk/reward well behind other opportunities. It competes with Amazon, Disney, Apple and YouTube, while trading at about 20x next-twelve-month earnings for roughly 14% annual EPS growth over the next few years. It is mostly a great company, but these numbers do not make it a multibagger. x.com  x.com  x.com  x.com 

SoFi's historically conservative guidance and product-growth target make a path above $40 clear. Adjusted EPS grew 64% year over year while shares trade below 20x next-twelve-month earnings. Management raised FY26 guidance 12.5% and guided to $6.4B revenue and $0.90 EPS for FY27. Noto's 100 million-product target for 2030 is about 4x today's count and should translate into 4x earnings. Potential $2.44 EPS at a conservative 15-20x multiple implies $37-$49 by 2030; above $30 is a base case. x.com  … Show more

Low forward earnings multiples across eleven stocks cannot persist indefinitely. Nvidia trades near 17.5x, its lowest in over a decade; Oracle near 15x, its lowest in six years. Uber is at 17x, Broadcom 19x, Vistra 15x, AppLovin 14.5x, TSMC 19x, Forgent Power Solutions 18x, Nokia 19.5x, American Express 17x and Western Digital 14x. x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com 

Netflix's earnings growth cannot keep relying on price increases or a one-time ad-tier rollout when future ad growth depends on impressions. The password-sharing crackdown, ad tier and repeated price hikes amid declining time spent signal a mature business; podcasts and live sports look like attempts to find another growth leg. There is no reason to own the stock beyond its discount to historical valuation, which it should command. x.com  x.com 

SoFi's raised profitability guidance will help its stock move past $20; a very big move will need interest rates to fall substantially. Management lifted 2026 adjusted EPS guidance 50%, from $0.60 to $0.90, and revenue guidance to $5.04B after Q3 revenue rose over 44% and adjusted EPS grew nearly 64% year over year. x.com  x.com  x.com