The Vanguard S&P 500 ETF works as a foundation that doesn't depend on getting every stock pick right. It gives exposure to about 500 large US companies for a 0.03% annual expense ratio, roughly $3 a year per $10,000 invested. The plan is to keep adding to it over time and build individual stocks around it. x.com 

ETFs are a phenomenal starting point for new investors because they diversify, have delivered great historical returns and teach how markets move. New investors rarely find a 10x stock right away, and even if they do, they usually lack the conviction and emotional control to hold it. With money in broad funds such as S&P 500, Nasdaq-100, total-market, growth, value and dividend ETFs, they can spend their time studying companies and raising income to contribute more each month. x.com 

Buying a broad index fund consistently over many years is one of the best strategies for most investors because it is simple, diversified and easy to stick with. US funds tracking the S&P 500 or Nasdaq-100, optionally with non-US exposure, have historically returned around 8-10% a year on average for patient holders. They are less volatile than individual growth stocks, need little upkeep and spare investors from reacting to news. UK pensions locked until 55-57 make holding long easier. x.com  … Show more

Buying an S&P 500 index fund at 26 is an incredible strategy for reaching future financial freedom, because of the time value of money over a long horizon. Allocating capital to individual stocks is fine, but the index fund should not be forgotten. x.com 

Most retail investors who hold concentrated portfolios underperform a diversified benchmark like VOO. Depending on the study, typically 70-85% or more of those holding 10 or fewer stocks trail it most of the time, because of behavioral biases, higher volatility and missing the skewed winners that drive market returns. x.com 

The US stock market as a whole is pretty expensive relative to history, making this a better time to pick individual stocks than to put a lump sum into an S&P 500 index fund. x.com 

Buying the S&P 500 and forgetting about it for 30 years beats 95% of hedge funds. Average results are the winning strategy, yet almost nobody can sit still long enough to execute it. x.com 

Putting everything into the Vanguard S&P 500 ETF is hard to go wrong with, because most retail investors lose money trading individual stocks. That is the reply to a 36-year-old weighing liquidating everything into it and moving on with life. x.com 

Everyone should own the Nasdaq 100 or the S&P 500 because a few big winners drive portfolio returns, and broad index funds let all of them run. Some winners turn into losers, but a loser is capped at -100% while a winner is not, and since the future cannot be predicted, cutting winners too early can be a big mistake. x.com  x.com  x.com 

US large caps offer a chance to buy into the world's largest economy at a discount, because the US PEG ratio has derated in recent months to levels very similar to the rest of the world. Never bet against America. x.com