Home Depot is a best-in-class operator trading near 52-week lows, and it has historically come out of housing cycles stronger. Weak housing turnover has clearly been a headwind, but its balance sheet, scale, dividend and long-term pricing power still look very attractive. x.com 

Home Depot and homebuilders look awful and have broken below support. Both offer a lot of value and are way oversold, but they need interest rates, inflation and oil to come down before they can recover. x.com 

Lowe's is a high-quality long-term hold to buy while housing is out of favor. Its five-year chart looks flat because of post-Covid sentiment, but its share count has fallen substantially over the past decade, and it has beaten the S&P 500 over 10 and 20 years. Q1 was a double beat with sales up 10%, though guidance spooked investors. The $210 level was the target for adding, and the timing of a housing recovery is unknown. x.com 

ServiceTitan's valuation compression could persist even if it keeps delivering, because contractor software stickiness is unconvincing; contractors are crafty about cutting costs. Even after earnings sent it to all-time lows, it trades at 34x earnings for the fiscal year ending January 2028, still five to six quarters out, echoing Bill.com. Non-digital housing plays such as HVAC and paint makers, home improvement stores and homebuilders look preferable. x.com  x.com 

Sherwin-Williams can earn much more as housing turnover normalizes, because its pricing power holds even while its biggest end market is broken. Paint Stores comps rose 4.2% in Q2 with existing home sales at a 4.06M pace, and FY26 EPS guidance rose to $11.80-12.20. A normal 5.3M year could add about $1.50-2 of EPS, or roughly $14 of earnings power, 24x at $330, with upside past $17 if input costs help. PPG's exit and Kelly Moore's liquidation leave it gaining pro share. x.com  x.com  x.com  x.com  … Show more

Home Depot and Lowe's are the steadier way to play an eventual rate reversal because they capture both renovation money and maintenance spending that must continue no matter what. Floor & Decor has more upside but more downside if rates stay higher for longer, with no dividend support. Home Depot touched its 2023 low, a level many watch, GF Value has it cheaper than then, and its yield is the highest in years. Sherwin-Williams is a nice hybrid to add, still well above its roughly $295 lows. … Show more

Lloyds Banking Group is the kind of bank to avoid: a mature, commoditized, highly leveraged retail bank whose results depend on interest rates. x.com