SoFi's newly reported growth widens the gap between its operating results and a selloff driven by interest-rate fears. Revenue grew 45%, EPS 67% and members 35%, while the stock had fallen nearly 50%; the business is seen as able to succeed across rate environments. x.com 

SoFi's stronger revenue and earnings growth makes it worth staying with for at least another quarter. Per amitisinvesting, Q3 revenue rose 44% and adjusted EPS 64%, with 2027 revenue and EPS guidance above estimates. It still needs to show it can sustain the trajectory. x.com  x.com  x.com 

SoFi has been losing market share for months, which is why Dave and Ally are better plays. Per Investor's Business Daily, SoFi stock is falling even though its earnings doubled. x.com 

Robinhood's higher revenue and EPS make it clearly stronger than SoFi on these earnings. SoFi's post-earnings rally is unlikely to hold; its shares are headed for single digits. x.com  x.com 

SoFi's cross-selling is turning growth into faster profits, making its valuation more compelling than Robinhood's despite higher margins there. Q3 revenue rose 44% and adjusted EBITDA 70%; fee-based revenue reached 42% of sales. Management guides to $6.4B revenue and $2.24B adjusted EBITDA in 2027 without needing new capital for that plan, though future dilution is possible. Robinhood's 12.4x analyst-estimated 2027 sales is nearly four times SoFi's 3.3x on management guidance. SoFi must deliver. … Show more

Dave has the best valuation among online banking and consumer lending peers such as Affirm, SoFi and Ally, and its large base sets it up for a big breakout: the bigger the base, the bigger the breakout. x.com 

SoFi's accelerating products per member bodes well for its long-term growth. The attached series rises from about 1.45 in March 2024 to 1.56 in September 2026, with a sharper climb in 2026. x.com 

SoFi's Q3 growth and raised outlook deepen the gap between its business and pressured shares. Adjusted revenue rose 44% to $1.4B, EBITDA 70% to $470M and members 35% to 17.1M; 2026 guidance rose to $5.04B, with a new 2027 outlook of $6.4B and $0.90 EPS. By far one of the strongest reports amid poor sentiment, this makes SoFi one of the best long-term opportunities. SoFi says eight businesses each generate over $100M annualized and targets 100M products by 2030. x.com  x.com  x.com  x.com 

Dave looks cheap after earnings, one of the names still growing fast at a low multiple. Plenty still trades below 20x adjusted EBITDA with more than 30% growth, or 30x with more than 40% growth, and Dave fits that screen alongside AppLovin and Celestica, although expectations for all three have been very high. x.com 

SoFi's earnings beats and much higher 2027 outlook make its valuation at just 15x forward earnings look compelling. This is one of the most extraordinary earnings reports yet: revenue beat estimates by 9%, EPS by 6%, 2026 guidance rose, and 2027 revenue and EPS guidance came in way above estimates. x.com