Intuit could be an interesting value play with its price-to-free-cash-flow approaching 10, even as AI intensifies competition. x.com 

Intuit looks unusually cheap at 15x forward earnings for a high-quality software compounder. It offers about 15% expected EPS growth, 0.46x net debt to EBITDA and 22% net margins, a combination that rarely trades this low. The open question is whether the market is right to fear AI disruption. x.com 

Intuit will survive AI, but its products are among the most vulnerable to it, and AI should take a massive chunk of its business. It relied heavily on customers staying for convenience, and it has already admitted customer spending is tightening. Revenue growth has slowed to 10%, and the 17% staff layoff looks like an effort to offset lost future business. It may not be a terrible buy here, but it won't return near historic valuations, and better SaaS options exist. x.com 

Cash generation and market values have diverged for these twelve beaten-down stocks. Over the long term, valuations tend to follow the cash businesses produce; the charts compare quarterly free cash flow with market capitalization for Uber, Netflix, Intuit, Adobe, PayPal, McDonald's, Snap, Duolingo, Chewy, Pinterest, Reddit and e.l.f. Beauty. x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com  x.com 

Intuit's growing business platform makes pricing the whole firm like slowing TurboTax too pessimistic. It is 54% of revenue, grew 18% in FY26 and is guided to 13-14% in FY27; 15% growth in revenue per customer shows switching costs, though new-customer targets are missed. At ~14x FY27 earnings including stock comp (16x GAAP), shares imply low-single-digit long-term cash flow growth. If the platform grows ~10% and consumer stays flat, EPS should grow ~8-10% a year, beating the index even at 12x. … Show more

Intuit is not very compelling at about 14.5x normalized 2027 EPS after stock-based compensation; maybe it deserves 18x, though there is probably little realistic downside from here. x.com 

Intuit's dominant market positions, recurring revenue, high switching costs and exceptional cash generation make it a world-class compounder, and the market's AI fears may be offering it at a discount. x.com 

Intuit trades at only 11x forward earnings, a valuation back down to earth and then some versus the roughly 2% free cash flow yield it averaged from 2013 until the SaaS crash. Its tax and SMB accounting markets are known and not shrinking, growing at least with GDP and population; the only question is how much Intuit captures. Free filers were never the valuable customers. Non-GAAP earnings exclude stock compensation, but Intuit's adjustments are typical of peers and less sketchy. x.com  x.com  … Show more

Intuit's fundamentals will disappoint buyers, with its tax business set to grow only 2-3% and GBS 13-14%. Had Intuit not gotten analysts to lower their projections beforehand, the stock would have fallen about 20% after the close. x.com 

Intuit's selloff on lower guidance looks overdone given a solid double beat. Per TrendSpider, Q4 adjusted EPS was $4.03 versus $3.58 expected and sales were $4.354 billion versus $4.268 billion, while Intuit lowered FY2027 EPS and sales guidance and guided Q1 EPS to $2.46 versus $4.04 expected. The stock fell about 14% at one point. x.com